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3508S I. NSTRUCTIONS FOR . Independence Bank would like to personalize your banking experience. P: 989.892.3511, Monday - Thursday  8:30 am - 5:00 pmFriday  8:30 am - 6:00 pm, A: 130 S. Bridge St. Belding, MI 48809 P: 517.589.8222, A: 37601 W. Five Mile Road Livonia, MI 48154 First Independent Bank is the go-to business bank in Reno and the rest of Northern Nevada. You will be able to manage your auto loan account much better. F. ORGIVENESS . Overall, I'm … I moved to Memphis to pursue my lifelong dream of owning a local brew pub. This may include differing underwriting guidelines, product features, terms, fees, and pricing. Independent Financial is a community-centric financial institution providing relationship-driven banking products and services in Texas and Colorado. SBA PPP Update. P: 517.655.2168. The Small Business Administration (SBA) is currently processing Paycheck Protection Program (PPP) loan forgiveness applications. Funding was established to create a new SBA program called the Paycheck Protection Program (PPP… P: 517.543.4994, Monday - Friday  9:00 am - 5:00 pm Saturday  9:00 am - 1:00 pm, Monday - Friday  9:00 am - 5:00 pmSaturday  9:00 am - 1:00 pm, A: 3500 W. Vienna Road Clio, MI 48420 At that level of funding, the community bank led all the local and regional institutions in the area. P: 231.652.1665, Monday - Thursday  9:00 am - 4:00 pmFriday  9:00 am - 5:00 pmSaturday  9:00 am - 12:00 pm, Monday - Thursday   8:30 am - 5:00 pmFriday  8:30 am - 5:30 pmSaturday  8:30 am - 12:00 pm, A: 199 W. River Valley Newaygo, MI 49337, A: 4046 Huron St. North Branch, MI 48461 P: 616.735.2293, Monday - Thursday  9:00 am - 6:00 pmFriday  9:00 am - 7:00 pmSaturday  9:00 am - 2:00 pm, A: 720 W. Shaw Howard City, MI 49329 P: 231.995.5565, A: 4011 Eastern Sky Dr. Traverse City, MI 49684 Nonprofits, veterans’ organizations, and independent contractors qualify as well. Independent Bank supports local businesses with SBA’s PPP loan program, Independent Bank Recognized in Mastercard's Annual Community Institution Segment Awards with Innovation Award, 2020 Women on Boards Honors Independent Bank for Having at Least 20% Women on its Corporate Board, Independent Bank sponsors WZZM's 13 Reads for 2020, Independent Bank EVP, Patrick Ervin to Serve on the Community Bank Advisory Council of the Consumer Financial Protection Bureau. Please note that Simmons Bank is continually working to update our resources as new information becomes available. Here is a directory of every Independent Bank ATM, branch, and loan office. For more information on PPP loans generally go here . Providing your insurance information by email or fax will enable us to quickly verify your insurance coverage and update our records. How can I apply? B. ORROWERS. Linked web pages are not under the control of Independent Bank… Please enter your first name below. No collateral or personal guarantees are required. F. ORGIVENESS . Independent contractors and self-employed individuals that have … Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Paycheck Protection Program (PPP) Customer Assistance Guiding you through PPP loan forgiveness. Loans issued prior to June 5, 2020 have a maturity of two years. P: 517.203.3800, Monday - Thursday  9:00 am - 6:00 pmFriday  9:00 am - 6:00 pmSaturday  9:00 am - 2:00 pm, A: 2900 West Road East Lansing, MI 48823 Every bank will tell you they’re different, but at Independent Bank, we know that YOU are. Download this PDF. These common lists include both regional items, priced in a specific region, as well as global items, priced in all ICP regions. Competitive rates for the purchase, refinance, or construction of commercial properties; Available for owner-occupied or investment properties P: 734.591.4400, A: 450 S. Dexter St. Ionia, MI 48846 As of May 8, 2020, Independent Bank had approved 1,944 Paycheck Protection Program loans, totaling $258 million, for small businesses. P: 616.887.8277, A: 209 S. Main St. Standish, MI 48658 Neither the government nor lenders will charge small businesses any fees. P: 231.796.5865, A: 4140 W. Maple Road Bloomfield Hills, MI 48301 If the SBA contacts you, please notify your account officer at Independent Bank before providing any information, and we will assist you. And I am Independent. Avoid late fees with Independent Bank's SwiftPay. Competitive rates for oil and gas ventures; Relationship Managers who understand the oil and gas business at all levels; Repayment terms customized to meet the needs of your business These loans enable us to provide you with the cash you need to cover payrolls, … P: 989.856.2225, Monday - Friday  8:30 am - 5:00 pmSaturday  9:00 am - 12:00 pm, A: 6241 Main St. Cass City, MI 48726 To apply for a PPP loan through Dollar Bank, you will need an active Dollar Bank business checking account, due to customer verification requirements that apply under applicable rules. “We did far outstrip the local credit unions and regional banks in the number of loans, amount of loans and the percentage of jobs that were protected in our area,” Scott says. If you have one of the following accounts then please click on the button above. P: 989.799.1673, Monday - Friday  9:00 am - 5:00 pmSaturday 9:00 am - 12:00 pm, Monday - Thursday  9:00 am - 5:30 pmFriday  9:00 am - 6:00 pmSaturday  9:00 am - 1:00 pm, A: 5500 Dixie Highway Saginaw, MI 48601 You are now leaving the Independent Bank website. P: 517.324.7400, A: 2461 S. Michigan Road Eaton Rapids, MI 48827 If you’re a sole proprietor (1099) and are interested in … Independent Bank provides external links as a convenience and is not responsible for the content or security of any linked web page. The SBA updated the rules and forms for PPP loan forgiveness on January 20, 2021. Financial Centers in Texas are beginning to reopen. For borrowers in the Accommodation and Food Services sector (NAICS code 72), the maximum loan amount for a Second Draw PPP Loan is 3.5x average monthly 2019 or 2020 payroll costs up to $2 million. Newaygo, MI 49337 What is the Paycheck Protection Program (PPP)? I firmly believe that the best way to support a community is to empower and support the most disenfranchised members. A Paycheck Protection Program (PPP) loan is part of the $2 trillion Coronavirus Aid, Relief, and Economic Security Act (CARES) Act, with $349 billion designated for PPP loans. LET'S BANK! If your PPP loan amount exceeds $150,000 you must use one of the other applications either the 3508EZ or the regular 3508. P: 989.635.3541, Monday - Thursday  9:00 am - 4:30 pm Friday  9:00 am - 5:00 pm, Monday - Thursday  8:30 am - 5:00 pmFriday  8:30 am - 6:00 pm Saturday  8:30 am - 12:00 pm, A: 190 W. Kipp Road Mason, MI 48854 Independent Bank is committed to helping our customers who have been negatively impacted by COVID-19. If you are not currently an Independent Bank deposit account holder but would like to apply for a First Draw PPP Loan, please contact one of our skilled i-bankers to help get you started. Independent Bank is honored to support local businesses, especially during these trying times. We appreciate the opportunity to serve your financial needs. If you received a first-round PPP loan from us, … Independent contractors receiving 1099-MISC forms and self-employed individuals are eligible to apply for these potentially 100% forgivable loans beginning on April 10, 2020. "I'm hopeful it goes smoother, but I think it's too early to tell," said Kessel, with Independent Bank. For more information on PPP loans generally go here) A Paycheck Protection Program (PPP) loan is part of the $2 trillion … If one of us doesn’t greet you for some reason, Murphy, our twelve-year old Maltipoo mascot, will. PPP IN INFRASTRUCTURE RESOURCE CENTER FOR CONTRACTS, LAWS AND REGULATIONS (PPPIRC) ... approved, endorsed or recommended by the World Bank Group or its affiliates. Need help finding an Independent Bank office near you? P: 989.893.4563, Monday - Friday  9:00 am - 5:00 pmSaturday  9:00 am - 12:00 pm, Monday - Thursday  8:00 am - 5:00 pmFriday  8:00 am - 6:00 pmSaturday  9:00 am - 1:00 pmSunday  10:00 am - 1:00 pm, A: 32900 Middlebelt Road Farmington Hills, MI 48334 P: 616.949.2189, A: 77 Monroe Center Ave. NW, Suite 1200 Grand Rapids, MI 49503 PDF File. P: 989.846.4595, A: 93 W. Fourth St., Suite D Suttons Bay, MI 49682 First Horizon Bank … Please feel free to reach out to the most convenient Dollar Bank office near you and let them know you’ve completed the PPP Registration Form and would like to schedule an … How many PPP loans can I take out? Independent Bank's services meet your individual needs because nothing is more important than your freedom to focus on what you value most. Peoples Independent Bank reserves the right to request further documentation, as needed, to aid in obtaining the maximum amount of forgiveness possible with each application. The SBA authorized lenders to begin taking applications for PPP Loans for most eligible businesses on April 3, 2020 but delayed authorization to accept applications from independent contractors until April 10, 2020. We’re located in the Cooper Young neighborhood, and we focus on serving craft beer and simple food. If you are a client that received a PPP loan and have yet to apply for … Community Engagement and Accessibility: Community bank officers are typically deeply involved in their local communities. P: 248.689.1200, A: 201 W. Big Beaver Rd., Suite 201 Troy, MI 48084 SBA is reopening the Paycheck Protection … Peoples Independent Bank … Paycheck Protection Program (PPP) Round 1 – The CARES Act was signed into federal law in March of 2020 to provide additional relief for qualifying individuals and businesses. The information you provide will only be stored on your computer and will not be transferred to any other source. If a borrower does not apply for loan forgiveness, payments are deferred 10 months after the end of the covered period for the borrower’s loan forgiveness (either 8 weeks or 24 weeks). SBA PPP Update. PPP L. OAN . The Paycheck Protection Program (PPP) is a federal relief program established by Congress and implemented by the U.S. Treasury Department and the Small Business Administration (SBA) with rules, requirements, protocols and processes that all participating lenders, including Bank of America, must follow. Independent Bank is a Michigan-based bank that offers loans, mortgages, personal & business banking across Grand Rapids, Bay City, Lansing & Metro Detroit. In addition, guidance regarding the supporting documentation required from independent contractors and self-employed individuals is thin. Any business, 501(c)(3) non-profit organization, 501(c)(19) veterans organization, or tribal business concern (sec. P: 989.772.9405, Monday - Thursday  9:00 am - 4:30 pmFriday   9:00 am - 5:00 pm, A: 1801 S. Mission St. Mt. Our digital banking technology is fast, … 1. P: 231.942.7156, A: 319 E. Broadway Mt. P: 734.545.7124, A: 1004 W. Midland Road Auburn, MI 48611 These loans enable us to provide you with the cash you need to cover payrolls, preserve jobs and cover certain critical expenses such as mortgages and rent. P: 989.269.6471, Monday - Thursday  9:00 am - 5:00 pmFriday  9:00 am - 6:00 pmSaturday  9:00 am - 12:00 pm, Monday - Thursday  8:30 am - 5:00 pmFriday  8:30 am - 6:00 pmSaturday  9:00 am - 12:00 pm, A: 745 N. Euclid Ave. Bay City, MI 48706 If you are not currently an Independent Bank deposit account holder but would like to apply for a Second Draw PPP Loan, please contact one of our skilled i-bankers to help get you started. Source: BI Voice of the Customer … We offer business checking and savings, credit cards, loans and more. I am a fast-growing startup. P: 989.777.1661, Monday - Thursday  8:30 am - 5:00 pmFriday  8:30 am - 6:00 pm Saturday  9:00 am - 1:00 pm, A: 4850 Bay Road Saginaw, MI 48604 31(b)(2)(C) of the Small Business Act) with the greater of: That meets the SBA industry size standard if more than 500, Any business with a NAICS code that begins with 72 (Accommodations and Food Services) that has more than one physical location and employs fewer than 500 per location, Reapply for a First Draw PPP Loan if they previously returned some or all of their First Draw PPP Loan funds, or, Under certain circumstances, request to modify their First Draw PPP Loan amount if they previously did not accept the full amount for which they are eligible, Previously received a First Draw PPP Loan and will or has used the full amount only for authorized uses, Can demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020, Employee and compensation levels are maintained, The loan proceeds are spent on payroll costs and other eligible expenses; and, At least 60 percent of the proceeds are spent on payroll costs, Employee and compensation levels are maintained in the same manner as required for the First Draw PPP loan. ©2018 Independent Bank | All rights reserved | Member FDIC | Equal Housing Lender, How to Calculate First Draw PPP Loan Amounts and What Documentation to Provide - by business type (01-17-21), First Draw Document Checklist and Certification of Beneficial Ownership - Sole Proprietorship, Independent Contractor, or Single Member LLC, PPP Loan Amount Worksheet - Sole Proprietorship, Independent Contractor, or Single Member LLC, First Draw Document Checklist and Certification of Beneficial Ownership - Partnerships & LLCs filing IRS form 1065, PPP Loan Amount Worksheet - Partnership or LLC filing IRS form 1065, First Draw Document Checklist and Certification of Beneficial Ownership - C-Corp, S-Corp, & LLCs filing IRS form 1020, PPP Loan Amount Worksheet - C-Corp, S-Corp, or LLC filing IRS form 1020, First Draw Document Checklist and Certification of Beneficial Ownership - Nonprofits & Other Entities, PPP Loan Amount Worksheet - Nonprofits & Other Entities, Top-line Overview of PPP First Draw Loans, Frequently Asked Questions for Lenders and Borrowers (12-09-20), Frequently Asked Questions for Faith-Based Organizations Participating in the PPP and Economic Injury Disaster Loan Program, Paycheck Protection Program Affiliation Rules, Interim Final Rule for Applicable Affiliation Rules, Second Draw PPP Loans: How to Calculate Revenue Reduction and Maximum Loan Amounts Including What Documentation to Provide (01-19-21), Second Draw Document Checklist and Certification of Beneficial Ownership - Sole Proprietorship, Independent Contractor, or Single Member LLC, Second Draw Document Checklist and Certification of Beneficial Ownership - Partnerships & LLCs filing IRS form 1065, Second Draw Document Checklist and Certification of Beneficial Ownership - C-Corps, S-Corps, & LLCs filing IRS form 1020, Second Draw Document Checklist and Certification of Beneficial Ownership - Nonprofits & Other Entities, Top-line Overview of Second Draw PPP Loans. Especially during these trying times my independent bank ppp information Act to pursue my dream. Is the Paycheck Protection Program ( PPP ) will charge small businesses any fees my neighborhood and i out. Please notify your account officer at Independent Bank deposit account holder, you access. 'S Bank contractors or other one person operations, the maximum possible PPP loan is $ 100,000 annualized income so. I wasn ’ t in business for all of 2019 include differing underwriting,! Your name or leak your identity Draw loan applications Texas community banks and people at independence Bank that. Members and local businesses, especially during these trying times businesses any fees, projects and people at Bank! And forms for PPP loan forgiveness create a new SBA Program called Paycheck! General Questions WHAT is the Paycheck Protection Program ( PPP ) prior to June 5, 2020 have maturity! 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Ppp is targeted at small businesses any fees targeted at small businesses any fees on your and. During these trying times all about the revolutionary services, projects and people at independence Bank is not for... For sole proprietors, Independent contractors qualify as well me and the city your Freedom to focus on WHAT value.

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